Commercial Insurance for Tractor Trailers


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Are you looking for tractor-trailer insurance?

Searching for tractor-trailer insurance can be a challenging, time-consuming process. It can also be difficult to find companies who understand how the trucking business works, what coverages are necessary/important to consider, and how to provide the type of service that truckers need after the policy is sold. That is why it’s crucial that owner-operators and fleets find the right company to handle their insurance. Milepost is a top provider of commercial trucking insurance that fits your business needs.

The custom coverage you need for nearly any tractor-trailer

Finding the right commercial tractor-trailer insurance can be difficult. From trucking business owners to owner-operators, Milepost builds custom commercial auto insurance policies. We provide comprehensive coverage that includes trucking liability insurance, cargo insurance, bodily injury, and additional coverage options. Additionally, we provide the coverage and deductibles that fit the exact needs of your business.

We cover tractors used in these businesses:

  • General Commodities haulers

  • Dry van haulers

  • Refrigerated (reefer) haulers

  • Car carriers

  • Intermodal

  • Power only

  • Contract and broker freight

  • Less-than-truckload (LTL) and truckload (TL)

  • Team driving and slip-seat driving

  • Flatbed operations

  • Heavy equipment haulers

  • Dumping operators

  • Logging operators

  • New ventures and customers with business experience

  • For-hire and not-for-hire

  • Local and long-haul radius

  • Owned, leased, and owner-operated vehicles

What is tractor-trailer insurance?

Tractor-trailer insurance, also known as semi-truck insurance or commercial truck insurance, is a type of insurance coverage specifically designed to protect businesses that own and operate large trucks or tractor-trailers. This type of insurance typically provides coverage for a range of risks, including physical damage to the truck or trailer, general liability for accidents or property damage caused by the truck, and cargo insurance to protect against damage or loss of goods being transported.

We take care of your tractor motor carrier filings

When it comes to insurance filing requirements, commercial tractor-trailer businesses need a partner to help them and make the process easy.

Available filings include:

  • Federal filings BMC-91 and BMC-91X

  • MCS-90 endorsement

  • State Form E filings

  • Oversize and overweight filings OS-23

  • Uniform Intermodal Interchange Agreement (UIIA) certificate filings

Learn more about filings or give us a call and one of our friendly Insurance Advisors will be happy to assist you with your filings questions.

What kind of truckers insurance do I need for a tractor-trailer?

Depending on the vehicle type and category, Milepost helps trucking companies select the most appropriate commercial truck insurance coverage. With many coverage options available, we can tailor your policy to fit your insurance needs.

Common coverages for tractor-trailers:

  • Auto liability (bodily injury and property damage)

  • Cargo

  • Uninsured and underinsured motorist coverage

  • General liability

  • Comprehensive and collision (aka physical damage or "full" coverage)

  • Trailer interchange

  • Personal Injury Protection (PIP)

View our full list of coverages to see what else we can offer based on your individual requirements.

How much does insurance for tractor-trailers cost?

Tractor-trailer insurance rates can vary greatly. Depending on the required coverage, driving records, and history, the monthly payments and deductibles may be costly. Milepost works with your business to find the best coverage fit within your budget. By controlling the overall cost while providing the proper coverage, Milepost is the ideal insurance provider for tractor-trailer businesses.

Some things that affect the cost of tractor-trailer insurance are:

  • Driving history

  • Age and commercial drives license (CDL) experience

  • Cargo type

  • Tractor-trailer size and weight

  • State regulations

  • Years of trucking operations

Get certificates online instantly

Have you ever missed out on a good load because you were waiting for a certificate of insurance? That’s why our online certificates of insurance are available 24/7 so you can always provide instant proof of coverage to your freight brokers and shippers.

Get your online certificate
Get instant online certificates of insurance at Milepost Insurance