Commercial Insurance for Pickup Trucks

Hotshots, contractors, and more!


Milepost Insurance commercial pickup truck insurance hero image class=

Are you looking for commercial insurance for your pickup truck?

When picking commercial insurance for your pickup truck, it can be challenging to find the coverage you need at a cost-effective price. It is also difficult to find companies that truly understand the insurance needs of businesses that utilize pickup trucks. At Milepost, we understand these challenges facing our customers, and that's why we specialize in providing affordable commercial auto insurance coverage that is tailored to your business needs. 

The custom insurance coverage you need for nearly any commercial pickup truck

Depending on the business use and required cargo coverage, you need to have options when selecting an auto insurance policy. Milepost provides custom pickup truck insurance to fit your business and budget needs. Our experienced Insurance Advisors work with you to create a pickup truck insurance policy built around your business. You can trust the professionals at Milepost Insurance to give you the most reliable A++ commercial auto insurance coverage* available, as soon as you need it.

We cover pickup trucks used in these businesses:

  • Hotshot truckers

  • Contractors

  • New ventures and customers with business experience

  • For-hire and not-for-hire

  • Local and long-haul radius

  • Car carriers

  • Landscapers

  • Owned, leased, and owner-operated vehicles

  • Team driving and slip-seat driving

  • Contract and broker freight

What is commercial pickup truck insurance?

Pickup trucks are versatile vehicles that can be used for personal or business purposes. All vehicles require some sort of auto insurance policy. Commercial pickup truck insurance is a type of commercial vehicle insurance for businesses using pickup trucks. In the event of an accident or incident during business operations, insurance providers cover costs associated with property damage, bodily injury, and medical payments.

We take care of your pickup truck motor carrier filings

When it comes to insurance filings, Milepost makes the process easy and ensures that they are done correctly. Depending on your state and federal insurance requirements, we make sure your vehicles have the necessary liability insurance to meet standards, which can affect your insurance premiums.

Available filings include:

  • Federal filings BMC-91 and BMC-91X

  • MCS-90 endorsement

  • State Form E filings

Learn more about filings or give us a call and one of our friendly Insurance Advisors will be happy to assist you with your filings questions.

What kind of insurance do I need for a commercial pickup truck?

Depending on your vehicle and the particular category it falls under, we can help you select the most appropriate auto coverage for your pickup truck. Milepost learns about your business and then finds the right coverage options to fit your business needs.

Common coverages for pickup trucks:

  • Auto liability (bodily injury and property damage)

  • Cargo

  • Uninsured and underinsured motorist coverage

  • Comprehensive and collision (aka physical damage or "full" coverage)

  • Personal Injury Protection (PIP)

  • General liability

View our full list of coverages to see what else we can offer based on your individual requirements.

How much does commercial pickup truck insurance cost?

The cost of commercial pickup insurance depends on several factors. Our insurance agents work to understand each of these factors and then put together a custom commercial auto insurance quote that meets all of your coverage needs.

Some things that affect the cost of pickup truck insurance are:

  • Driving records and driving history

  • USDOT authority

  • Cargo type

  • Radius of operations

  • Type of vehicle

  • State insurance requirements

  • Driver’s license type

Get certificates online instantly

Our online certificates of insurance are available 24/7 so you can always provide instant proof of coverage.

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