By using this web site, you agree to the terms and conditions set forth below. If you do not agree with any of these terms and conditions, you must not use this website.

Milepost Insurance is an operating division of BHHC Specialty Risk, LLC. Milepost Insurance products are underwritten and sold by licensed home office employees of BHHC Specialty Risk, LLC. Any reference to Milepost Insurance on this website is referring to the Milepost Insurance division of BHHC Specialty Risk, LLC, and not to any separate and distinct entity.

The material provided on the milepostinsurance.com website, including the information and any images incorporated in the site, is for your personal private non-commercial use only. You may not modify, republish, post or transmit anything you obtain from this website, including anything you download from the site, unless you first obtain our consent. You agree not to engage in systematic retrieval of data or other content from milepostinsurance.com.

It is very important that you read the next two sections carefully.

LIMITATION OF LIABILITY

BHHC SPECALITY RISK, LLC WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITE. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE SITE; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM ITS WEBSITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES—OR BOTH.

HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.

DISCLAIMER

THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT BHHC SPECALITY RISK, LLC DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITE. THIS INCLUDES, BUT IT IS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITE, OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (4) THAT INFORMATION CONTAINED IN THE SITE IS ACCURATE AS OF ANY PARTICULAR DATE.

We sometimes provide access to other World Wide Websites from our site or you may have reached our site from another site. However, we do not endorse or approve any products or information offered to you at sites you may reach from our site or from which you may have reached our site. The Uniform Resource Locator (URL) address in your web browser will tell you if you are still in the Milepost Insurance site or have moved elsewhere.

By providing material on our website Milepost Insurance does not in any way promise that the materials will remain available to you or that you will qualify for the products we offer. Milepost Insurance is entitled to terminate all or part of any of its website at any time, without notice to you.

When you select a password and sign-up in order to access the Milepost Insurance online policyholder services link, you agree to the following conditions:

• Milepost Insurance is authorized to act on instructions received under your password without any requirement to question those instructions;
• Milepost Insurance is not liable for any unauthorized access to your personal information that is not directly due to the negligence of Milepost Insurance;
• Your password contains sensitive information and you will keep it confidential and secret;
• You will notify Milepost Insurance immediately if you believe anyone else has learned your password or if you believe an unauthorized access to your account or your personal information has occurred or may occur;
• Milepost Insurance may deny access or block any transaction made under your password without prior notice if we believe your password is being used by someone other than you, or if any unauthorized access to your personal information has occurred or may occur, or for any other reason, but we are under no obligation to do so.
• Violating the Terms and Conditions of Website Use may lead to a revocation of your website access privileges.

Current or in-force policy change requests cannot be accepted by email or through our website. Please contact Milepost Insurance directly by telephone. Only home office personnel of Milepost Insurance have authority to bind coverage, issue policies, or agree to the addition or deletion of coverage. Certificates of insurance may only be issued by Milepost Insurance personnel or through the Milepost Insurance online policyholder services link.

PRIVACY

All information collected from users of our sites is subject to our Privacy Policy, which is incorporated by reference into this agreement. For more information, see our Privacy Policy.

Website Privacy Policy

Milepost Insurance recognizes the privacy concerns of visitors to this website. The purpose of this website privacy policy is to inform website visitors about the information we collect through the website and the purposes for which this information might be used. All nonpublic personal information collected by Milepost Insurance, including any such information collected through this website, is subject to the Milepost Insurance Privacy Policy.

We only request limited amounts and types of information from visitors to our website. The nature of information we request will depend on the purpose for your visit to our website and will be evident from the page you are viewing. We do not collect specifically-identifiable personal information when you visit the website unless you choose to provide such information. Certain personal information is required, however, if you wish us to process certain types of transactions or requests, such as a request for an insurance coverage quote, claim, or payment.

We may use your information in order to provide you with information about our products, but we do not provide any information to unaffiliated third parties for other marketing purposes. We do not intend to share any of the personal information gathered from our website with any third party, except as stated in our Privacy Policy, this Website Privacy Policy or as required by law. Information on claims submissions will be shared with our claims adjusters or attorneys and with other parties as necessary to handle your claim submission. Claim information may also be reported to government authorities or industry bureaus. We do not intend to use your personal information for any purpose other than what is described in our Privacy Policy and this Website Privacy Policy.

Additional Information for Internet Users

We continuously improve milepostinsurance.com. We are interested in how visitors use our website, what they like and dislike, and where they have problems. We may gather data on how users navigate our site so we can make milepostinsurance.com an easy place to do business. Our data analytics tools may gather data such as what browser a person uses or even what pages are most popular. We may also use this data, in aggregated or anonymized form, to offer you content, products, or services we hope will interest you. You can opt-out of our use of data analytics during your visits to our website at http://mouseflow.com/out-out.

We use cookies to improve your experience while using milepostinsurance.com and our internet apps. Cookies are small files that are stored on your computer. They do not contain any personally identifiable information about you. They help us personalize your experience when you return to our website, and they are required for certain portions of our website. Most browsers let you determine whether or not you accept our cookies.

Milepostinsurance.com may place small pieces of computer code (embedded objects) on our pages to help our advertising partners count how many customers they referred to our site. We may also use objects placed on other sites to monitor your exposure to our advertising or other offers online. These objects don't collect any personally identifiable information about you.

JURISDICTION

Unless otherwise specified, the materials in our site are presented to provide information about Milepost Insurance, which is a division of BHHC Specialty Risk, LLC, our insurance products and the insurance business. Milepost Insurance operates and controls its site from the Company’s headquarters in Omaha, Nebraska, in the United States of America, and Nebraska law shall govern and control any action concerning the Milepost Insurance site. We do not in any way imply that the materials on the sites or the products we discuss are available or for use outside the United States or in jurisdictions in which we are not licensed to do business, or that we are soliciting business in any such jurisdiction.

MISCELLANEOUS

These Terms and Conditions of Website Use, and the agreement they create, shall be governed by and interpreted according to the laws of the State of Nebraska, without giving effect to Nebraska’s conflict of laws principles.

If any provision of this agreement is unlawful, void or unenforceable, it shall not affect the validity and enforceability of any remaining provisions.

Milepost Insurance may modify these Terms and Conditions of Website Use, and the agreement they create, at any time, simply by updating this posting or the information on its website and without notice to you.

By using the milepostinsurance.com website, you agree to these Terms and Conditions of Website Use.

ABOUT MILEPOST INSURANCE

Milepost Insurance is an operating division of BHHC Specialty Risk, LLC, a Nebraska insurance agency (principal place of business at 1314 Douglas Street, Suite 1400, Omaha, NE 68102) that is licensed in all fifty states plus Washington D.C. (California: DBA BHHC Specialty Risk Insurance Brokerage LLC, License#: 0K00738.)

Milepost Insurance (a division of BHHC Specialty Risk, LLC) is currently available in the following states: Arizona, Arkansas, Florida, Georgia, Illinois, Missouri, Nevada, Pennsylvania, South Carolina and Texas.

If coverage is not currently available in your state, please check back soon because we’re expanding!